• API
  • Online bank
  • ENG
  • RUS
  • A settlement account that works for you

    Automate routine tasks, speed up payments, and save—every day

    We help your business grow

    Deposits
    Increase your earnings—including overnight returns
    Online payments
    By card, QR code, or payment links
    Currency control
    Cross-border settlements without risk
    Online bank
    Manage your finances from anywhere in the world
    Escrow account
    For C2C and B2C online platforms
    Salary project
    Full online control of employee settlements

    Tariffs for cash and settlement services

    Basic
    For covering basic needs
    at the start
    ₽ 490
    Account maintenance
    No fee
    Transfers to legal entities and sole proprietors
    to other Russian banks
    without limits
    Foreign currency operations
    foreign currency transfers
    Via FPS
    payment processing
    Full tariff details
    Optimum
    Best solution
    for growing businesses
    ₽ 990
    Account maintenance
    No fee
    Transfers to legal entities and sole proprietors
    to other Russian banks
    without limits
    Foreign currency operations
    foreign currency transfers
    Via FPS
    payment processing
    Full tariff details
    Pro
    For businesses with high transaction volumes
    ₽ 3,990
    Account maintenance
    No fee
    Transfers to legal entities and sole proprietors
    to other Russian banks
    without limits
    Foreign currency operations
    foreign currency transfers
    Via FPS
    payment processing
    Full tariff details

    Open a settlement account
    with Bank 131

    • Manage your finances 24/7
    • Automate routine tasks: payments and reporting
    • Rely on our support for confident decision‑making

    How we get started

    Application
    received
    Tariff
    chosen
    Paperwork
    ready
    Account
    opened
    Submit your application,
    and we'll call you back shortly

    Verifying your location

    Frequently asked questions

    We build banking services that work for your growth. What sets us apart is our approach.

    • Reliability recognized by the Central Bank of Russia
    • Partnership-driven philosophy: we don't compete with conventional banks—we create entirely new solutions. Our philosophy combines seamless integration, API‑first thinking, and a commission‑based income model that scales exclusively with our clients' growth
    • Built on security: we protect your data and assets using state‑of‑the‑art encryption that meets international standards
    • Ongoing innovation: we keep investing in new technologies to make our services more useful for you